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3 key points: (1) many business interruption insurance policies have exceptions for communicable diseases, viruses, bacteria or fungi—this is the first place to look to determine whether you are covered; (2) insurers are denying coronavirus-related claims from small businesses even if they do not have those exceptions in their policies—despite this, insureds can still file...
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The global economy and businesses’ ability to operate have been disrupted due to the coronavirus outbreak (COVID-19). Companies should expect to see a surge in disputes over whether force majeure clauses and business interruption insurance applies to COVID-19.[1] Force majeure clauses are contract provisions that excuse a party’s nonperformance when “acts of God” (typically natural disasters...
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